Strategy28 September 2026
Al Waha Bank Reviews Its Strategic Development Plan
Al Waha Bank continues to develop its strategic vision by reviewing future projects, growth plans, and initiatives aimed at enhancing banking services.
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Modern banking services that support your needs and ambitions
Why customers trust Al Waha Bank
Licensing & oversight
A bank built on trust and compliance
Al Waha Bank operates under a license from the Central Bank of Libya and adheres to the highest professional and transparency standards to deliver reliable, secure banking to its customers.
Integrated services
Banking solutions that meet your needs
Al Waha Bank offers a complete range of services, including accounts, cards, POS, transfers, and online banking, to meet the needs of individuals and businesses.
Development & innovation
A banking experience that keeps evolving
Al Waha Bank continues to invest in digital solutions and the customer experience, guided by trust, accessibility, and innovation, to deliver clearer, more efficient services.
About Al Waha Bank
A history of trust and a lasting vision for banking progress
Al Waha Bank was established by a decision of the Board of Directors of the Central Bank of Libya in 2005, and officially began banking operations on 30 June 2006 as a joint-stock financial institution operating under applicable legislation and approved banking standards, with its headquarters in Tripoli.
Our institutional vision and mission are to consolidate our position as a trusted financial partner that supports the national economy and advances financial inclusion, through innovative banking products and solutions that meet the highest standards of governance, transparency, and full compliance with Islamic Sharia.
The Bank’s role is to provide an integrated suite of digital and traditional banking services for individuals and businesses, including account management, local and international cards, fast money transfers, and advanced electronic applications that meet customers’ expectations with ease and security.
Personal banking
Banking solutions for your everyday needs
Al Waha Bank offers banking services designed to help individuals manage their money easily and securely, through accounts, cards, transfers, digital services, and financing products.
A complete banking experience
Flexible money management in dinar and major foreign currencies
Flexible accounts to manage your money
Personal bank accounts
Current accounts in dinar and foreign currencies
Non-resident and expatriate accounts
Local and international payment cards
Cheque book
Local and international money transfers
Periodic account statements
Electronic banking services
Instant transaction notifications
Business and corporate services
Banking solutions that support your business growth
Savings and investment
Solutions that help you organise savings, grow funds, and choose investment tools that match your company’s goals.
Gold products
Options to invest in gold, acquire gold certificates, and store valuable assets in a trusted, secure environment.
Expenses and expansion
Services that support operating expenses, expansion, and day-to-day business needs with greater flexibility.
Digital services for business
A fast, secure platform for company transfers and account management around the clock.
Al Waha Bank cards
Cards that fit your needs
Choose the card that matches your daily needs or business activity, and benefit from flexible, secure payment and cash-withdrawal solutions.
Local cards
- Maestro card
- Merchant card
- Wafra prepaid card
International cards
- Visa Classic
- Visa Platinum
- Visa Signature
Our branches across Libya
Our interactive branch network
Explore our branch network across Libya and find the nearest location using the live map.
Alwaha Pay app (Waha Pay)For individuals
Spend and track your money from anywhere.
Take full control of your accounts and cards and make instant transfers securely and quickly through the Alwaha Pay smartphone app.
Manage accounts and statements instantly, 24 hours a day
Transfer funds via the ONEPAY and LYPAY networks
Manage cards, change your PIN, and pay electronically
Secure, direct access online and on mobile
News and updates
Latest Alwaha Pay and digital banking news
Follow Al Waha Bank’s latest services and updates, and stay informed about everything new in Alwaha Pay and the Bank’s path toward a simpler, more advanced digital banking experience.
Strategy
Digital transformation10 September 2026
Al Waha Bank Advances Digital Transformation with Temenos
Al Waha Bank continues its digital transformation strategy through the adoption of Temenos Core Banking, aimed at modernizing its technology infrastructure and improving banking operations.
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Digital banking10 September 2026
Al Waha Bank Enhances Digital Banking Services with Alwaha Pay
Al Waha Bank continues to develop its digital services through Alwaha Pay, providing customers with easier and more flexible access to banking services from their smartphones.
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An answer to everything
on your mind
We have gathered the most common questions to help you get quick, clear answers about our services.
You can review the available accounts and required documents, then visit one of our branches to complete the approved procedures.
The Bank offers local cards including Maestro, Merchant, and Wafra, as well as international cards including Visa Classic, Visa Platinum, and Visa Signature.
You can follow the activation guide for internet banking, or use Alwaha Pay for individuals and Waha Pro for businesses.
The Bank offers financing products for individuals and businesses, including Ijara of benefits, installment sale, Murabaha, Salam, Istisna, Musharaka, and Ijara ending with ownership.
You can use the live rates tool on the website to view the available rates.
You can use the phone, live chat, the contact form, or visit the nearest branch.
Start your banking experience with Al Waha Bank
Whether you are looking for a personal account, a payment card, a transfer service, financing for your project, or digital solutions to manage your business, Al Waha Bank offers a range of services designed to support your needs.