A Libyan bank with a modern vision
Al Waha Bank is one of Libya’s leading commercial banks. It was established by a decision of the Central Bank of Libya in 2005 and officially began banking operations in 2006 as a joint-stock financial institution operating under applicable Libyan banking legislation, committed to best banking practices and professional standards in delivering its services.
The Bank is headquartered in Tripoli, supported by a branch network across Libyan cities and advanced digital banking channels that give customers easy, secure access to services — reflecting its commitment to a modern, integrated banking experience.
The Bank also follows a modern banking model built on innovation, sound governance, compliance, and risk management, with a focus on digital transformation and electronic services that improve the customer experience, strengthen financial inclusion, and support economic development in Libya.
The Bank designs operating models centred on innovation, sound governance, compliance and risk management, with a focus on digital transformation and the development of electronic services.
Solid financial foundations and institutional stability
Al Waha Bank was established in 2005 and began operations on 30 June 2006. It is licensed by the Central Bank of Libya with an authorised capital of LYD 650 million.
Ownership structure
Al Waha Bank’s balanced ownership structure combines the stake of Banque Sahel et Sahara with private-sector shareholders, strengthening financial stability, supporting institutional governance, and creating sustainable value for shareholders and customers.
- Banque Sahel et Sahara — 30.769%
- Private-sector shareholders — 69.231%
Our vision, mission and values
Vision
To be among the leading commercial banks in Libya, delivering modern, innovative and trusted banking services and solutions that support development and meet the aspirations of individuals and businesses.
Mission
To provide a secure, accessible banking experience built on innovation, digital transformation and compliance with the highest banking standards, while strengthening lasting relationships with our partners and customers.
Our work is built on trust and transparency
Our work is guided by values that shape our journey and our relationship with customers:
Trust
Building long-term partnerships founded on safety and reliability.
Transparency
Complete clarity and honesty in all of our transactions and services.
Accessibility
Delivering our services with flexibility and speed, wherever you are.
Innovation
Developing smart digital banking solutions that meet the needs of the future.
Towards a sustainable banking future
Al Waha Bank seeks to strengthen its position as a trusted financial partner by developing digital services, supporting banking transformation plans, and upholding the highest standards of governance and social responsibility.
Annual Reports
At Al Waha Bank, we adhere to the highest standards of transparency, financial disclosure, and corporate governance. Access and download our audited annual reports and financial statements.
Start your banking experience with Al Waha Bank
Whether you are looking for a personal account, a payment card, a transfer service, financing for your project, or digital solutions to manage your business, Al Waha Bank offers a range of services designed to support your needs.