Accounts and cards | Al Waha Bank

Current accounts and non-resident accounts

Manage your money with ease and security

Al Waha Bank offers a range of bank accounts designed for individuals, with a complete set of traditional and digital banking services that make it easy to manage funds efficiently.

Current-account benefits

Open an account in Libyan dinar or in major foreign currencies (US dollar and euro).

Local and international payment cards for easy, secure financial transactions.

Access to a cheque book to organise your payments.

Straightforward local and international transfers in line with applicable rules.

Regular account statements to track transactions and account activity.

Electronic banking and the mobile app, available around the clock.

SMS alerts for instant notifications of account activity.

Access to services through Al Waha Bank’s branch network across cities.

Expatriate service

Non-resident and expatriate account

An account that lets non-residents and expatriates manage their funds and use banking services with ease, wherever they are, through approved banking channels.

Simplified procedures

Account-opening steps and required documents

Before visiting the nearest branch

We recommend preparing the required documents in advance to speed up account opening. For any further questions, you can contact the customer-service team for assistance.

Required documents

1Valid proof of identity (passport or national ID card).

2Official national ID number.

3Two recent personal photographs.

4Any additional documents the Bank may require under applicable regulatory rules.

Local cards

Local payment and cash-withdrawal solutions

A complete range of local cards designed to simplify everyday transactions and support your business needs.

Direct debit card

Maestro card

A local debit card linked directly to your current account, giving you secure access to your funds, ATM cash withdrawals, POS payments and easy purchases.

Business card

Merchant card

A banking card designed specifically for business owners, giving you greater flexibility in managing your activity through purchases, withdrawals and electronic payments — securely and without interruption.

Prepaid — reloadable

Wafra card

A local reloadable card that offers an easy, secure payment experience. Top it up electronically at any time and use it for POS payments and online shopping with flexibility.

Global Visa cards

International cards

Choose the card that fits your lifestyle from our Visa international range, and enjoy a refined banking experience for shopping, online payments and cash withdrawals worldwide.

Visa Classic

An international card that gives you the freedom to pay and withdraw cash on the global Visa network, with a high level of security and reliability, for everyday needs while travelling or outside Libya.

Visa Platinum3D Secure

Visa Platinum

Enjoy Visa Platinum benefits: worldwide ATM cash withdrawals, secure online purchases and payments to international standards, plus exclusive offers and discounts at selected merchants.

Visa Signature — Luxury

Visa Signature

Elevate your banking experience with Visa Signature, combining flexibility, security and exclusive benefits. It offers global payment solutions together with a complete set of premium privileges.

Exclusive travel benefits and services

Visa Concierge service

Exclusive offers and discounts worldwide

Access to airport lounges

Comprehensive travel insurance benefits

Global emergency assistance services

FAQ about accounts and cards

Everything you need to know about bank accounts and cards.

To open a current account, you need valid proof of identity (passport or national ID card), your national ID number, and two personal photographs.

Yes. Al Waha Bank allows accounts in major foreign currencies such as the US dollar and the euro, in accordance with approved rules.

The Maestro card is for everyday personal use and allows local withdrawals and payments, while the Merchant card is designed for business owners and offers greater flexibility and higher withdrawal limits for settling payments.

Yes. All Visa cards (Classic, Platinum and Signature) are accepted worldwide and can be used for withdrawals, online payments and purchases at millions of merchants around the world.

You can request a Wafra card from the nearest Al Waha Bank branch. It does not require a current account: load it with the balance you need and use it with full flexibility.

Start your banking experience with Al Waha Bank

Whether you are looking for a personal account, a payment card, a transfer service, financing for your project, or digital solutions to manage your business, Al Waha Bank offers a range of services designed to support your needs.