Corporate savings and investment
Al Waha Bank offers savings and investment solutions that help companies organise financial resources, grow savings, and choose an investment approach that fits their goals and activity.
Corporate savings accounts
A secure step toward greater financial stability
Savings accounts give companies a secure way to grow savings under Sharia structures, with easy deposits, withdrawals, and account management when needed. They help the company organise financial resources, preserve liquidity, and build a more stable financial base.
Investment agency (Wakala)
Professional investment that combines flexibility and transparency
Investment agency lets the company appoint Al Waha Bank to invest its funds in studied, Sharia-compliant fields for a disclosed fee. The bank may also appoint the company or trader to invest funds and grow commercial activity, within a clear investment relationship that defines roles and obligations.
Sharia Mudaraba
Invest capital through a clear partnership
In Mudaraba, the company provides capital and Al Waha Bank invests it, using its expertise, in Sharia-compliant projects, with profits distributed at agreed ratios. The bank may also provide funds for a trader to invest and grow the activity, making Mudaraba a flexible solution to grow funds and support commercial business.
Unrestricted and restricted investment accounts
Choose the right level of control for your investments
Al Waha Bank offers companies two types of investment accounts: unrestricted investment (the company authorises Al Waha Bank to choose suitable investment fields, drawing on its expertise) and restricted investment (the company specifies the fields or activities to which it wants to direct its funds, giving it a greater role).
Unrestricted Mudaraba deposit certificates
A trusted, lower-risk investment
Al Waha Bank lets companies invest in unrestricted Mudaraba deposit certificates issued by the Central Bank of Libya, under the Sharia Mudaraba structure. These certificates are a trusted, lower-risk investment instrument that helps grow savings with a high level of security and an opportunity for attractive returns.
Choose the investment that fits your company's goals
Match your company's investment goal with the right banking option
| Company goal | Suitable solution |
|---|---|
| Organise savings and preserve liquidity | Savings accounts |
| Authorise the bank to manage investment | Investment agency (Wakala) |
| Invest capital and share profits | Mudaraba |
| Authorise the bank to choose opportunities | Unrestricted investment |
| Specify investment fields | Restricted investment |
| A trusted, lower-risk investment | Unrestricted Mudaraba deposit certificates |